Use provider-driven currencies
The neobank does not promise a fixed currency set. Live fiat accounts and recipient schemas determine which three-letter fiat codes the customer can use.Filter account currencies
GET /v1/accounts includes a row only when Perflo returns a non-empty International Bank Account Number or account number and a normalized three-letter fiat code. Crypto assets, token balances, chains, and empty crypto account rows are omitted.
Derive transfer currencies
The customer supplies a local source amount and three-letter fiat currency. The destination currency comes from the selected beneficiary and cannot be overridden. For non-United States dollar input, the live adapter reads/prices/fiat/{currency} as local units per United States dollar. It converts with Decimal, rounds the United States dollar debit to six places with half-up rounding, and rejects missing, zero, negative, infinite, or malformed rates.
The estimate shows the requested source, exact United States dollar Perflo cash debit, estimated destination, estimated United States dollar fee, local-units rate, payout rate, observation time, and confirmation deadline. It is not locked or executable.